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ISA Allowances – Invest up to £10,680 p.a.

Good news for all ISA investors!

The annual allowance for a Stocks and Shares ISA is now £10,680. That means you and your spouse can invest over £20,000 knowing that the investment is tax free – so any income received will be free from personal income tax and all capital gains are tax free too!

And there is more! ISA allowance to increase in future

Each year the government plans to increase the allowance in line with the Consumer Prices Index with next tax year’s allowance likely to rise even further.

Why £10,680?

Well, quite simply the Treasury has said that many people have monthly savings plans, so the figure should be divisible by 12. So you can therefore invest up to £890 each month, if investing a lump sum is not an option for you.

Don’t delay

You can take advantage of the £10,680 allowance today. Just fill in the Application Form in our ISA Guide or alternatively invest online by clicking on the log in or register button at the top of this page.

But beware - with your ISA allowance it is a case of invest by 5 April or you will lose your allowance for that tax year.